理財教育、金融核心素養及學習成效間關聯之研究──以我是大股東桌遊為例

A Study of the Association among Financial Education, Financial Core Literacy and Learning Effectiveness-Cases of I Am a Major Shareholder Boardgame

本研究在探究針對108課綱商管群科『金融與證券投資實務』課程，以及各校多元選修理財課程中，現階段各校老師及學生使用「我是大股東」桌遊，深入驗證理財教育、金融核心素養對大專、高中職學生與高中職教師及社會人士學習成效之影響。問卷發放回收期間為110年3月12日至110年3月30日，問卷發出共800份問卷，收回之有效問卷共710份。實證結果發現：透過我是大股東桌遊教學，理財教育對金融核心素養與學習成效均為顯著正向影響，金融核心素養對學習成效為顯著正向影響；在中介效果方面，理財教育過金融核心素養間接正向影響學習成效，具部分中介效果，中介效果強度為89.71％。

This research explores the establishment of the 108-syllabus Business Management Group "Finance and Securities Investment Practice" course, as well as the establishment of various schools’ diversified selection of financial courses. At this stage, teachers and students of all schools use the "I am a major shareholder" board game to in-depth to verify the impact of financial education and financial core literacy on the learning effectiveness of college, high school vocational students, high school vocational teachers and members of the public. The questionnaire issuance and return period is from March 12, 110 to March 30, 110. A total of 800 questionnaires were sent out and a total of 710 valid questionnaires were returned. The empirical results found that through the teaching of “I am a major shareholder” board game, financial education has a significant positive impact on financial core literacy and learning effectiveness, and financial core literacy has a significant positive impact on learning effectiveness; in terms of mediating effects, financial education has had a significant positive impact on learning effectiveness through financial core literacy. And with a partial mediating effect, the intensity of the mediating effect is 89.71%.