微世界學習法可否促進高層次學習表現？──以股票學習為例

Does the Microworld Approach Ameliorate High Order Ability–Illustrated as an Example of Stock Learning

近年來教育部推動的「108課綱」，強調「素養」教育，不僅要將知識應用於日常實踐，更要具備面對未來挑戰所需之知識、能力與態度，然而，國人金融素養卻偏低。微世界學習法已普遍運用於人力資源訓練，是故本研究欲驗證學習方法對成效的影響；研究採用準實驗設計法，將受試者分成兩組，實驗組共44人，採取STICS進行實驗處理，對照組共45人，採取觀看依實例改編的影片結合問題導向所創造的情境來學習，研究設計如圖3所示。研究顯現實驗組參與者其在股票專業知識、溝通、與創造性思考的學習成就上均優於使用傳統科技式學習法的對照組。文末，研究提出了對未來研究之建議。

The ''2019 Curriculum guidelines'' promoted by the Ministry of Education in recent years emphasizes ''literacy'' education, which requires not only applying knowledge to daily practice, but also having the knowledge, abilities and attitudes needed to face future challenges. However, the financial literacy of people is still on the low level. The micro-world learning strategy has been widely employed in human resources training, so this study intends to verify the impact of the learning method on performance. The study took a quasi-experimental design method, dividing the subjects into two groups, with a total of 44 people in the experiment group, and operated the STICS to conduct the experiment. In the intervention group, a total of 45 people learned by watching videos adapted from real case and in situations created by problem orientation. The research design is shown in figure 3. The study showed that participants in the experiment group were better than the intervention group who used conventional technological learning methods in terms of stock expertise, communication, and creativity. Finally, the study puts forward suggestions for future research.