保險業務移轉之研究──由未了責任談起

A Study on Insurance Business Transfer: Extended with Example of Unsettled Liability

本文之主旨，在於研究英美法之特殊保險業務移轉機制，並為我國提出建議。我國既有之問題保險公司處理機制有限，且啟動與主管機關介入之時點相對較晚，實際上保險公司多已經陷入經營危機而難以回復，又安定基金之額度可能不足，整體問題頗多。

The purpose of this paper is to analyze statutory insurance business transfers in the U.K. and U.S., and then provide proposals for Taiwan. The mechanisms of troubled insurance companies in Taiwan are not perfect. Relevant issues include limited approaches, the late timing of inception and intervention by the authorities, a small possibility of recovery for insurance companies from occurred business crises, and an insufficient amount in the Insurance Guaranty Fund.