臺灣投資人有足夠的衍生性商品金融知識參與期權市場嗎？

Do Taiwanese Investors Equip Sufficient Financial Literacy of Derivatives to Participate in the Options Market?

"本文旨在探討衍生性商品金融知識程度對期權市場參與機會的影響。我們收集2,075位20歲以上的受訪者樣本，實證結果發現，衍生性商品金融知識對民眾參與期權市場投資具有顯著的正向影響。而且，衍生性商品金融知識程度較高的民眾，相對比較清楚0206期貨事件發生的背景緣由且認為該事件期貨交易人應該要自己負責，在處置金融消費爭議上由政府買單在一定程度上導致逆向選擇，引發道德風險，不利民眾建立投資風險意識，透過正確的金融安全教育，培養人民正確風險意識，才是維持金融穩定正辦。"

"This article aims to explore the influence of the derivative’s financial knowledge to the participation chance of the options market. We collected 2,075 samples of interviewees with age over 20, the result proved that by equipping derivative’s financial knowledge indeed has a positive impact significantly on the public’s participation in investing in the derivatives market. This article discovered the interviewees with a higher level of financial knowledge on the derivatives had a better understanding of the background of the option’s incident, 0206, and believed the option’s trader should take full responsibility for the incident. When the government compensates the financial service dispute as to the way of handling it, it would cause backward choices at certain levels and induces ethical risks. It hinders the public to build awareness of investment’s risk. Through proper financial safety education and develop people’s correct risk awareness is the proper course of action to maintain finance’s stability."