金控及銀行業法令遵循人員組織與任用之研究

在昔日以獲利為優先考量時代的金融業，法令遵循單位因無法為公司創造營收，相較於財務、投資等業務單位，屬於冷衙門。2016年8月兆豐銀行紐約分行因未有效落實法令遵循業務，發生內部控制重大缺失，致在美國遭受重大的行政裁罰，2017年開始為因應2018年11月的亞太防制洗錢組織（Asia Pacific Group on Money Laundering, APG）進行的第三輪相互評鑑，一時之間法令遵循單位似乎成為金融業的熱門單位。

In the past, when the main priority of financial industries was to make aprofit, compliance departments were seen as unimportant since they did notcontribute to an institution's revenue. However, a number of factors led to theincreased popularity of compliance departments, including 1) the New YorkBranch of Mega International Commercial Bank being fined by the United Statesin August 2016 due to the Bank’s failure to effectively implement complianceprograms, which caused material loss in the Bank’s internal control system, and 2)the preparation in 2017 for the Asia Pacific Group on Money Laundering’s (APG)third round of mutual evaluation that was to take place in November 2018