自由融資權與刑罰權的衝突及解決

Conflicts Between Right of Free Financing and Power of Criminal Punishment and Its Solution

自由融資權與刑罰權的衝突主要表現在自由借貸權與非法吸收公眾存款罪和證券私募權與擅自發行股票、公司、企業債券罪的衡突。限制自由融資權的正當性在於防範社會穩定風險，而面對集資問題政府應首先調整金融政策並承認自由融資權，其次運用民商法、行政法來規範，最後慎用刑罰。

Conflicts between right of free financing and power of criminal punishment lie mainly in two aspects, namely conflict between right of free borrowing or lending and crime of illegal deposit-taking from the public, conflict between right of private placement and crime of issuing stocks, corporate or enterprise bonds without authorization.