基於金融發展權的農村合作金融立法初探

Study on Rural Cooperate Financial Legal System Based on the Financial Developing Rights

農村合作金融是金融發展權平等實現的重要方式。目前立法的缺位使得合作金融領域出現的諸多新問題難以得到及時解決，農村合作金融全面發展缺乏充分的法律制度保障。為更好保障農民等金融弱勢群體的利益，活躍我國農村金融市場，嘗試從立法所涉及的設立與組織制度、產權與分配制度、經營與競爭制度、監管制度、終止制度、責任制度等方面出發，初步探討農村合作金融立法的重點內容。

Rural cooperate financial is essential to realize financial developing rights equality， but the absence of legislation make the new problems could not be solved， the develop of rural cooperate finance could not be protect enough by legislation. For the purpose to protect the profits of Vulnerable subgroups such as peasant， and promote rural financial market， the article try to discuss rural cooperate financial legal system from the construction， property and distribution， the management and competition， the supervision， the termination and liability system.