我國私密信息保護模式的再造

私密信息適用隱私權規則抑或個人信息保護規則，學界爭議較大，實務界亦有不同做法。私密信息與敏感個人信息區分保護模式、競合規則保護模式、聚合規則保護模式皆存在難以克服的缺陷。在人格要素商業化理論和實踐同步發展的當下，應對現有保護模式進行反思，建立人格利益與財產利益二分的新型私密信息保護模式。可以結合該種保護模式法定化的現實動因和參考範式，在《民法典》第1034條第3款的基礎上對其法定化的具體路徑進行建構，完成對私密信息保護模式的再造。私密但不敏感的私密信息隱私適用隱私權規則。敏感但不私密的個人信息適用個人信息保護規則。既私密又敏感的個人信息的人格利益適用隱私權規則，財產利益適用個人信息保護規則。處理私密信息同時侵害人格利益和財產利益的，兩種規則同時適用。對私密信息沒有規定的，適用個人信息保護規則。

Whether right to privacy rules or personal information protection rules apply to private information is highly controversial in academic circles, and there are also different approaches in practice. The distinction protection model between private information and sensitive personal information, the concurrence rule protection model, and the aggregation rule protection model all have flaws that are difficult to overcome. At a time when the theory and practice of commercialization of personality factors are developing simultaneously, the existing protection model should be reflected on and a new private information protection model that separates personality interests and property interests should be established. The practical motivations and reference paradigms for the legalization of this protection model can be combined, and the specific path for its legalization can be constructed on the basis of Article 1034, Paragraph 3 of the Civil Code to complete the reconstruction of the private information protection model. Right to privacy rules apply to the privacy of private but non-sensitive private information. Personal information protection rules apply to sensitive but not private personal information. Right to privacy rules apply to personality interests of personal information that are both private and sensitive, and personal information protection rules apply to property interests of this private information. If the processing of private information infringes upon personality interests and property interests at the same time, both rules shall apply. If there are no provisions for private information, personal information protection rules shall apply.