以區塊鏈+AI的時間銀行實踐企業社會責任

Utilizing Timebank with Blockchain + AI Technologies to Take CSR and Achieve Sustainable Development Goals

"近年來企業社會責任、永續發展與氣候變遷成為台灣上市櫃公司必修的顯學，有鑑於時間銀行是改變社區和組織提供公共服務的關鍵機制，在社會和環境面能幫助企業發揮正面影響力，本文採用個案分析法，借鑑英國時間銀行Timebanking UK在巴內特倫敦自治市的實務案例以及創造的社會價值為例，說明巴內特時間銀行如何發展成為巴內特自治區重要的社區發展、健康福利、難民融合的項目，證明了英國時間銀行Timebanking UK的運作模式可以被廣泛複製適用。研究發現，巴內特時間銀行創造的社會價值為462,772英鎊，每花費1英鎊，可實現9.34英鎊的社會價值，社會投資報酬率為£9.34:1。此外，隨著時間銀行的演進，台灣的新創團隊近期即將開發出應用區塊鏈+AI技術的時間銀行系統平台，企業可以善用新科技，為台灣邁入老年化、少子化的社會盡一分心力，實踐企業社會責任，共同邁向永續發展的社會。"

In recent years, taking corporate social responsibility, sustainability and climate change have become mainstream for Taiwan's listed companies. Given that timebank is the key mechanism to change the community and organizations to provide public services, and can help companies to provide a positive impact on society and the environment. This article uses a case study method to draw on the practical social value creation example of Timebanking UK in the London Borough of Barnett. The successful operating model demonstrates that the timebank for community development, health welfare, and refugee project can be widely copied and applied. The study found that the social value created by Barnett Time Bank was £ 462,772. For every £ 1 spent, it could create a social value of £ 9.34 and a social investment return of £ 9.34: 1. In addition, with the evolution of timebank, Taiwan's innovative team has developed a timebank system applying blockchain +AI technologies. Taiwan companies can utilize timebank with blockchain+AI technologies to take Corporate Social Responsibility to help Taiwan's ageing and childless society to be a more sustainable society.