月旦知識庫
  1. 熱門:
 
首頁 臺灣期刊   法律   公行政治   醫學   財經   社會學   教育   其他 大陸期刊   核心   非核心 DOI文章
查看詳細全文
篇名
數位通貨與普惠金融之監理變革──兼論洗錢防制之因應策略
並列篇名
Revolution of Supervision of Digital Currency and Financial Inclusion: Critical Analysis of Solution Strategy of Anti-Money Laundering and Counter-Terrorist Financing
作者 林盟翔
中文摘要
金融科技之發展,促使數位金融服務之加速,帶動傳統金融之經營模式產生變化;微型金融與普惠金融之深化,鼓勵非金融機構經營金融業務,填補傳統金融漏洞。二者均造成金融監理產生質變,尤其在反洗錢與反資恐之實踐上,必須要適當與時俱進,遵循創新數位普惠金融高標準原則,始不造成金融普惠性之障礙。金融科技模糊了金融業與非金融業之界線,也因此建構監理沙盒制度促進金融科技之創新,鼓勵申請者成為社會企業,希冀創新回饋社會持續循環創新。本文以強化能力監理與動態監理為基礎,借鑑國際組織與英國之規範,針對數位通貨、金融科技遵循原則、虛擬通貨之規制改正與監理創新進行解析,輔以洗錢防制因應策略,提出我國相關法制草案之建議與結論。
英文摘要
The development of Financial Technology(FinTech)promotes the acceleration of digital financial services and makes the traditional financial business model changed. The popularity of microfinance and inclusive finance has led nonfinancial institutions to operate financial business and fill traditional financial loopholes. Both of above have led to qualitative change in financial supervision, especially in the practices of AML/CFT. In addition, the practices of AML/CFT have to properly advance with the times and obey the G20 High Level Principles for Digital Financial Inclusion. Financial Technology blurred the boundaries between the financial and nonfinancial institutions and therefore the construction of Regulatory Sandbox system promotes innovation in Financial Technology, which encourages applicants to become social enterprises and makes innovation to contribute to continuous innovation. This paper focuses on the Enabling Regulation and Dynamic Regulation of international organizations and the UK to analyze the principles of Digital Currency, the principles of Financial Technology, the regulation of Virtual Currency and supervisory innovation with prevention and control strategy of AML/CFT. Finally, this paper provides the suggestions on the draft bills and conclusion
起訖頁 30-75
關鍵詞 數位通貨數位金融普惠金融微型金融洗錢防制監理沙盒Digital CurrenciesDigital FinanceFinancial InclusionMicrofinanceAnti-Money Laundering and Counter-Terrorist Financing (AML/CTF)Regulatory Sandbox
刊名 月旦法學雜誌  
期數 201708 (267期)
出版單位 元照出版公司
DOI 10.3966/102559312017080267003  複製DOI
QRCode
該期刊-上一篇 創新金融科技與洗錢防制趨勢
該期刊-下一篇 保險業防制洗錢及打擊資恐之法令遵循
 

新書閱讀



最新講座


優惠活動




讀者服務專線:+886-2-23756688 傳真:+886-2-23318496
地址:臺北市館前路28 號 7 樓 客服信箱
Copyright © 元照出版 All rights reserved. 版權所有,禁止轉貼節錄