In the early of 2015, the Legislative Yuan passed the Electronic Payment Institute Act, i.e. the third-party payment system, and the amendments of the Bank Act, the Insurance Act, the Offshore Banking Act, and the Financial Consumer Protection Act. This is a new record in the number for the Legislative Yuan to enact or amend financial laws in a single session. The FSC said that the most important in the above five bills are the Bank Act and the Offshore Banking Act, which de-regulates the re-investment restriction on amounts for banks and adds insurance companies into the offshore financial services market, and make the OBU, OSU, and OIU as a more completed financial service in the offshore markets. Meanwhile, based on the past few years experiences of failed insurance companies, the Insurance Act was amended and gave a clear standards to define and compulsory receivership process. For the purpose to protection consumers, the Financial Consumers Protection Act was amended and introduced the punitive damages and class ombudsman service into the Act. However, it was regretful, that the Consumers Protection Foundation of ROC was not qualified to perform the class ombudsman service for consumers and thus the author ask for a quickly amendment for this Act. In a sum, the Five Financial Laws open the markets and de-regulate for the financial institutes, meanwhile the Laws also require a more comprehensive consumers protection schemes and a more self-discipline internal control system for them.