英文摘要 |
The mature and free financial and insurance market, as well as a wealth of savings and wealth management tools, "insurance''has gradually become an important plan for Chinese people to solve risks and take away worries. The insurance rate has risen in recent years. At present, the family income has been climbing slowly, and the country is worried about its livelihood. The important operation of insurance companies comes from premium income, and the issue of customer premium renewal is a topic of concern for insurance companies and salesmen. In this study, the developed 3C system is combined with computer technology, using customer insurance data from the insurance industry, and 19 condition attributes and 1 decision attribute are selected through data exploration. Attribute selection technology, using K proximity method, rules, Bayesian classification and decision tree four algorithms to perform the prediction of premium renewal problem, and find out: payer, salary structure, number of purchased policies and effective number of policies, as the impact Important factor for renewal premium payment. Experiments prove that the accuracy of attribute selection is high, and the decision tree J48 is a better algorithm. The research results are provided to the industry for reference, to achieve the best situation of win-win for the company, customers and sales staff, and contribute to this research. |