英文摘要 |
This study examines the phenomenon of income inequality and housing inequality among Taiwan's households over the past three decades by using bivariate probit models to estimate the joint probability of low income (income poverty) and high housing affordability (housing poverty). For the joint probability, the results show that the variables for the head's age, gender, household size and intact couple households reinforce each other, while the head's education, mortgage payment, renters and urban households play different roles. The policy implications derived from the findings are as follows. First, two types of poverty concentrate on households with elderly heads and thus they are the most vulnerable. Second, housing poverty induced by the mortgage payment burden could be a threat to either low or high income level households. This study not only finds new evidence on the joint outcome of income and housing inequality that is complementary to the existing literature, but also provides housing policy and welfare program suggestions. |