創新實驗機制及法制環境優化之探討

Legal Study on the Innovative Experimentation and Regulatory Flexibility for Innovation Technology Research and Development Results

數位經濟之蓬勃發展，帶動新創事業的多元面貌，然而創新對於管制的衝擊，如何使國家政策及法規制度能夠既支持創新又能防控風險，成為各國監理機關的共同難題。近年創新科技法制常被提及的監理沙盒，始於2015年由英國建立及推動，針對高度監理的金融領域，提倡在監理制度下，允許安全可控範圍先行實驗，並暫時豁免相關法規及責任。我國也於2017年12月通過「金融科技發展與創新實驗條例」，賦予金融科技研發試作的安全環境，其中法規如何提供數位經濟相關產業及創新創業友善法規環境，更是政府推動數位經濟首當其衝的重要課題。本文觀察國際在法制面上除了利用監理沙盒機制以外，透過其他政策設計統籌規劃出法規持續創新調適之機制，提出我國推動數位經濟發展政策如何有效減輕行政管制負擔，並排除創新阻礙影響之建議。 The vigorous development of digital economy has driven the diverse face of new ventures. However, the impact of new innovations on regulation has enabled national policies and regulations to support innovation and prevent and control risks, has become a common problem for national supervision agencies department, the regulatory sandbox which is often mentioned in the innovation and technological legal system, in recent years was established and promoted by the United Kingdom in 2015. In the highly regulated financial field, it advocates for allowing save and controllable scope to be tested first under the supervision system, and temporarily exempting relevant regulations and responsibility. In December 2017, Taiwan approved the ''Financial Technology Development and Innovative Experimentation Act'', which gave the financial technology research and development a safe environment. How the regulations provide digital economic related industries and innovative and entrepreneurial friendly environment, is the government's first step and important topic. In view of this, in order to provide a legal environment conducive to the development of new ventures, accelerating regulatory adjustment and regulatory flexibility is an important policy for the current international economic restructuring. This paper observes and focuses on the regulation, to find and suggest a different policy beyond the regulatory sandbox. With another regulation planning to provide a system to suit the innovative environment, to provide the advice on digital economy developing policy to decease government control effectively, and to suggest the way to exclude impacts of innovation to the government.