英文摘要 |
The emergence of financial technology (Fintech) has dramatically reshaped the ecology of finance industry. This study focuses on Fintech-related issues, such as how rapidly Fintech evolving in the market, while yielding innovative, low-cost financial services which utilize today's automated services, peer to peer (P2P) architectures, as well as closer to democracy of financial services market than today’s traditional financial services. The paper will also discuss how the traditional financial services are operating new, hybrid services that integrate traditional financial planning services, in order to compete with Fintech startups. It will also explore how the current market trends, such as the greater involvement of individuals in financial planning and overall increasing market volume, are affecting the development of Fintech space. |