英文摘要 |
Bank's credit operations and credit business are similarly one body’s two sides; banks are aimed to improve the credit business and upgrade the quality of creditors right, therefore they must have a practical and complete information and detailed analysis of operation procedure. Consequently, credit operation is required to complete the credit business and the credit review of the steps and tools as well.Credit assignment is a very practical side, just like a detailed data analysis mirror. It mainly focuses, in truth and reality, but also because of bad credit which makes nothing to shelter and unscrupulous practices. On the other hand, a good person household or corporate person households of the solid credit, as well as its own strong strength or power of far-reaching vision, the future nature of survey data is probably available from the credit the work of excavation and investigation.Credit operation is very important thing is to provide basic information on household credit. Containing basic information, including the most basic business or personal credit application data sheet; households should be provided for enterprises, such as the evolution of business background and financial information and other important information related to the table for analysis, evaluation and recording.Furthermore, in the preparation of credit reports, credit officers should be fully followedessentially the following:1. In order to accomplish an objective position is responsible for credit operations, there must not be untrue, the lack of honesty, justice judgments.2. Credit report represents the possibility of the mirror. Credit report from the information provided in this application enables to create the basis for the possibility of credit household credit; In short, you can see from the information revealed the quasi-split basis.3. The most important out of credit an applicant must show the circumstances of the 5P. In short, credit information and it must be fully expressed, indicating authenticity. |