| 英文摘要 |
The third -party payment platform faces multi -party competition constraints from upstream banks, operators in the same industry, and downstream e -commerce platforms. The implementation of the vertical integration strategy can not only allow the third -party payment platform to improve the quality of its own services by integrating the industrial chain, and ensure that it can achieve competitive advantages under various competition pressures; The integration of resources and promoting industrial upgrading. However, in addition to the economic efficiency brought by the vertical integration strategy, there are also many monopoly concerns. For example, the solidification of the barriers to the third -party payment market, the exclusive damage to other operators in the market, and the exploitation damage to consumers’ composition all show that my country urgently needs to carry out antitrust regulations on the vertical integration of the third -party payment platform. However, in view of the positive economic benefits generated by vertical integration strategies, when antitrust regulation is carried out, it is necessary to pay attention to economic analysis, use the principle of illegal presumption, and adopt a gentle and strict intervention measures. When the implementation of antitrust regulation policies, the authority of the Anti -Monopoly Bureau, the RMB of the Anti -Monopoly Bureau, the People’s Bank of China, the State Financial Supervision and Administration Administration, promote the friendly consultation of the two types of regulatory agencies, and share information to jointly promote the third -party payment industry in my country. |
