| 英文摘要 |
The ramifications of the COVID-19 pandemic are still lingering at all levels to date, and as far as economic development is concerned, all industries have suffered great losses as a result of the pandemic. The subject of this research paper, is to discuss issues related to COVID-19 in the system of commercial insurance for pandemic-related business interruption risk. Business interruption insurance as a means of risk-distribution during the period of the pandemic, whether the contextual construction to design of pandemic-related insurance policies and the interpretation of these insurance contracts, make it an appropriate vehicle for spread pandemic risks to business enterprises or not.
Therefore, this research paper focus on legal issues on interaction between pandemic-related business interruption losses and the insurance claims by business enterprises are insured for business interruptions and losses caused by the pandemic. It examines the relevant judicial opinions of United Kingdom, South Africa, Australia, Canada, and United States. Further, it also analyzes how these relevant judicial opinions may or will affect coverage of insurance practice. Finally, a general overview of the coverage provided by the relevant insurance policies of Taiwanese insurance market is also discussed. The author hopes this research paper would support the relevant legal dispute on insurance practice and the judicial practice. |
