Seizure and Obtaining Possession of Secured Assets in Vietnamese Law

本文聚焦於探討越南法下的擔保交易。擔保交易制度係法院外清償債務重要機制，然而此一制度可能影響到公共秩序、債權人及債務人間的利益，擔保交易法制需在三者間取得平衡。本文指出越南現行法下的擔保交易制度有許多規範矛盾及規範不明之處。本文首先簡介數個國家的擔保交易法制，並從歷史觀點說明越南擔保交易法制的流變，最後具體指出相關法制不足之處，包含信貸機構在擔保交易法中的特權、民法與銀行法間的規範不明等。對此，本文建議越南擔保交易制度應邏輯一貫地參考聯合國國際貿易法委員會的擔保交易模範法及相關法規進行修訂。

Seizure and obtaining possession of the collateral play an important role in extrajudicial realization. However, it poses a risk to a host of interests: public order, interests of creditors and debtors. As such, there should be ways to equilibrate interests. Laws of countries may have their position in striking this balance. This paper shows that despite some progressions, the Vietnamese legal regime regarding obtaining possession of the collateral is frustrating in this task due to many inconsistencies and vagueness. This paper argues the need for harmonization as well as proposes some specific suggestions.