面對金融科技浪潮的來襲──犯罪防制觀點

Embracing the Fintech Wave—Crime Prevention Perspective

本文以金融科技被當成犯罪的藉口和說詞、金融科技被當成犯罪的工具及金融科技自身作為被害者為主軸，討論目前最常見的金融科技犯罪面相。讓我們在面對層出不窮的金融科技犯罪，可以透過案件分析去瞭解金融科技的犯罪思維，再以有效的方式來平衡風險。

This paper aims at analyzing from fintech as excuse crime, crime tool and crime victim to discuss different dimensions of common FinTech crimes nowadays. In so doing to reexamine diverse fintech crimes for not only figur-ing out the crime scheme but also finding effective risk prevention ways.