台灣新經濟簡訊Vol.5 No.2

Taiwan New Economy Newsletter

行政院金融監督管理委員會於1月4日發布修正「銀行資本適足性管理辦法」及「銀行自有資本與風險性資產之計算方法說明及表格」，即日起我國銀行風險監理機制將參酌新巴塞爾資本協定，除原最低資本需求之外，加入監理審查及市場紀律二大支柱精神，促使我國銀行監理制度更為嚴謹，與國際水準同步。

On Jan. 4, the Financial Supervisory Commission (FSC) announced revisions of the Regulations Governing the Capital Adequacy Ratio of Banks and the Calculation Methods and Forms for Banks’Self-Owned Capital and Risk-based Assets. Under the revised rules, the risk supervision systems of Taiwan’s banks should be instituted in reference to the New Basel Capital Accord, which requires two new“pillars”in addition to the original minimum capital requirements: a supervisory review process, and market discipline. This should tighten up Taiwan’s banking supervision system and bring it in line with international standards.