Commercial Law in an Age of Automation: Upstream Planning to Forestall Downstream Transaction Costs   全文下載

自動化時代的商業法：透過上游管制防止下游交易成本的損失

數據分析使許多評估和交易流程得以自動化，本文研究對象乃此一過渡時期的商業法。根據在四個金融中心進行的研究和訪談，本文指出，以自動化流程建構的運作方式，律師和金融專業人士將更多地參與較為抽象的準備活動，並減少花費在親自執行流程上的時間。
這種發展將使律師和金融專業人士不再直接接觸基礎數據以及客戶，長此以往，律師和金融專業人士將往「自由專業」發展，朝著合理的行業組織原則發展。

This article examines commercial law in transition as data analytics allows many evaluative and transactional processes to be automated. Based on research and interviews conducted in four financial centers, the article posits that both lawyers and financial professionals will engage more in more abstract, preparatory activity to construct the logical cores for algorithmically automated processes and spend less time performing the processes themselves. This move upstream away from direct contact with underlying data and clients will nudge the “liberal professions” toward the rational organizing principles of industry in general.