網路金融犯罪被害情境預防的機理

On the mechanism of situational prevention of network financial crime

網路金融犯罪作爲一種社會現象是能够被認識和預防的。網路金融犯罪的一個鮮明特徵是犯罪發生過程的互動性。而情境預防理論認爲，持久有機地改變可能作案或者經常作案的情境，能够影響行爲人的理性選擇，從而達到犯罪預防的目的。從被害人角度而言，適格的被害人亦是有利於犯罪的情境。網路金融犯罪被害情境預防就是通過開展被害人參與或者促成該犯罪過程的研究，發現和揭露對該犯罪的發生具有重要影響的被害性因素，幷以此爲依據提出旨在减少網路金融犯罪被害現象發生的對策和措施。其自身有良好的擴展性、適應性、可維護性，因而對我國現階段網路金融犯罪預防工作具有重要的理論和實踐意義。

As a social phenomenon, network financial crime can be recognized and prevented. One of the distinctive characteristics of network financial crimes is the interactivity of the crime occurrence process. According to the theory of situational prevention, a sustained and organic change of the possible or frequent crime situation can affect the rational choice of the actor, so as to achieve the purpose of crime prevention. From the perspective of the victim, the appropriate victim is also conducive to the crime situation. The situational prevention of the network financial crime is to discover and expose the victim factors that have important influence on the occurrence of the crime by carrying out the research on the victim’s participation in or contributing to the crime process. Based on this, countermeasures and measures are proposed to reduce the occurrence of the victim of network financial crime. It has good expansibility, adaptability and maintainability, so it has important theoretical and practical significance for the prevention of network financial crimes.