中國大陸保險資金私募股權投資監管之完善

保險資金私募股權投資是保險資金運用的主要形式之一，保險公司通過投資專業的投資管理機構發起設立的私募股權投資基金，以實現保險資金的穩定增值和安全保障。保險公司在私募股權投資基金中處於有限合夥人的地位，而不能執行私募股權投資基金的合夥事務。由於保險資金私募股權投資存在較大風險，為維護廣大保戶的利益，有必要加強私募基金管理人的管理，協調銀保監會和證監會，行政監管和自律監管的關係，對保險資金私募股權投資的創新予以監管，實現保險資金運用在追求盈利的情形下確保安全性之目的。

Insurance company invests private equity is one of the main forms of insurance funds utilization. Insurance companies invest private equity which set up by professional investment management institutions to achieve stable value-added and security protection of insurance funds. An insurance company is a limited partner in private equity and cannot perform a partnership in private equity. Due to the large risk of insurance companies invest private equity, in order to protect the interests of the majority of policyholders, it is necessary to strengthen the management of private fund managers, coordinate the relationship between the China Banking and Insurance Regulatory Commission and the CSRC, the relationship between administrative supervision and self-regulation. The innovation of insurance funds invested private equity should be supervised to achieve the purpose of ensuring safety in the pursuit of profitability.