A Study of Mobile Payment Behavior in Four Countries

This paper examines the growth, possibilities, and limitations of mobile payments and analyzes global trends and consumer behavior across three continents (Europe, Asia, and North America). It considers four case studies (in the United Kingdom, Germany, China, and the United States) pertaining to different methods of payment for goods and services, particularly with regard to mobile payments. A detailed analysis compares similarities and differences between the two countries in Europe, which are dominant regional players; and between the two dominant global players (the United States and China). The paper also examines mobile payment behavior on a continental level.