意外傷害事故之認定與舉證責任之分配－－花蓮高分院102年保險上易字第2號判決評析

The Determination of Accidental Event and the Distribution of Burden of Proof

眾所承認者，傷害保險為人身保險中爭議性最高之險種之一。其涉及之爭議主要集中在「意外傷害事故之認定」及「舉證責任之分配」。本文即針對此二爭議議題，詳細歸納分析學說觀點與法院見解，並提出本文之看法，用供各界參考。

It is admitted that the Accident Insurance is one of the most controversial insurance classes in the field of insurance of person. There are two main controversial issues which the Accident Insurance involved, the determination of accidental event and the distribution of burden of proof. The major academic theories and the most court cases are gathered and analyzed from the view points of the aforesaid issues. The conclusion is provided for the reference of the related person.