互聯網金融法律風險的思考

Internet Finance and Its Legal Risks

互聯網金融是推動中國金融業改革的重要動力，其在近年發展出若干種產品領域。由於互聯網金融是互聯網與金融兩種不同文化气質的行業互相碰撞後產生的“新物種”，使得其面臨著諸多法律風險。對這些法律風險進行仔細思考，以利從業者認識風險、控制風險，是這個行業正常發展的重要途徑。

Internet finance is an important driving force to promote China’s financial reform, which developed several kinds of new product fields in recent years. Owing to Internet finance is a “new species” that created by the integration of Internet and financial sector, there are potential legal risks to face with. Therefore, Practitioners shall have a better understanding of relevant risks and controlling the risks. It is an important approach to promote the healthy development of Internet finance.