台灣都市區域國中生的金錢態度與偏差行為之關聯性研究

The Relationships between Money Attitudes and Delinquency of Junior High School Students in Taiwanese City Areas

本研究以Hirschi的社會控制理論，及社會學習理論之觀點為基礎，探討國中生金錢態度與偏差行為之間的關聯性。因此，本研究之目的即欲瞭解金錢態度、社會控制、接觸偏差同儕與偏差行為之關聯性。研究對象為台灣都市地區之國民中學學生，採分層隨機抽樣方法，抽取八所學校、一至三年級學生，共747名學生，再將所得資料以描述統計、皮爾森積差相關與巢式迴歸模型技術等統計方式進行資料處理與分析。本研究結果顯示（一）國中生金錢權力態度愈強，其偏差行為愈多；而金錢預算則與偏差行為呈現負相關；（二）國中生依附父母、信念愈強，其偏差行為愈少；而參與活動則與偏差行為呈現正相關；（三）國中生接觸偏差同儕愈多，其偏差行為則愈多；（四）依附父母、參與活動、信念及接觸偏差同儕影響著國中生金錢權力及預算與偏差行為間之關聯性。（五）納入控制變項後，參與活動與國中生偏差行為的關聯性消失，依附同儕則與國中生偏差行為呈現正相關。

According to the viewpoints of social control theory and social learning theory, this study fused on the relationships between attitudes toward money and delinquency of junior high school students. The purpose of this study was to investigate the relationships among attitudes toward money, social control, association with deviant peers and delinquency. The sample in this study consisted of 747 students from 8 junior high schools in the city areas of Taiwan. In this study, statistical analyses included descriptive statistics, correlation analysis, and nested regression model. The major findings included: (a) the monetary power had positive relationships with delinquency; moreover there were negative relationships between budget planning and delinquency; (b) attachment to parents and belief could limit the development of delinquency; however, there were positive relationships between involvement and delinquency; (c) there were positive relationships between association with delinquent peers and delinquency; (d) social control factors and association with deviant peers affected the relationship between money attitudes and delinquency; (e) after including control variables, the relationships between involvement and attachment to peers and delinquency were changed.